Calculators
Free tools for running the numbers on your business's cash.
Nine calculators built for SMB owners and everyday savers — debt coverage, compounding, break-even, cash runway, what your bank actually charges, what a low savings APY is costing you, what overdraft fees add up to in a year, what a CD ladder actually pays rung by rung, and whether a CD still beats a money market account after its early-withdrawal penalty. Every one shows its math and carries a plain disclaimer. We don't hold your data or your money.
DSCR (Debt Service Coverage) Calculator
Read your business's debt coverage before a banking conversation.
Open calculatorCompound Interest Calculator
Model where growth money should sit.
Open calculatorSavings APY Comparison Calculator
See what a 0% payment-app balance or a low rate is costing you in dollars.
Open calculatorOverdraft Fee Cost Calculator
See what overdraft fees cost you in a year against opting out of coverage.
Open calculatorCD Ladder Calculator
Split a lump sum across staggered CDs and see each rung's own payout.
Open calculatorMoney Market vs. CD Calculator
See if a CD still beats a money market account after its early-withdrawal penalty.
Open calculatorBreak-Even Point Calculator
Find the unit volume that covers your fixed costs.
Open calculatorCash Runway Calculator
See how many months your cash on hand actually buys.
Open calculatorBusiness Banking Monthly Cost Calculator
Add up what your current bank actually charges.
Open calculator